Employee Benefits Information Sheets and Newsletters

Auto-Enrolment and Workplace Pension Reform
August 2011
The Pensions Act 2008 laid the foundations for a fundamental change to workplace pensions in the UK. Under the reforms, every employer will be required to automatically enrol their eligible jobholders...

Salary Sacrifice: Pension Contributions
July 2011
Where employees contribute to their employer’s pension arrangement, salary sacrifice offers savings to both employees and the employer. It also fits in well with employers who want to be flexible and ...

Trouble with Rising PMI Costs
June 2011
The ability to offer private medical insurance (PMI) to employees is a major factor in both the recruitment and retention of staff. It also forms a vital part in managing sickness absence, so it’s cle...

Proposals for restricting pensions tax relief - October 2010
November 2010
On 14 October 2010 the Government announced major changes to the system of tax relief that applies to UK pension schemes. This briefing note summarises the proposals and sets out actions that trustees...

DB or DC that is the question
November 2010
The transition in the private sector from defined benefit (DB) pension provision to defined contribution (DC) provsion continues apace. Initially, the trend was to close DB schemes to new joiners only...

Auto-Enrolment & Personal Accounts: Summary of Proposals
June 2009
The Pensions Act 2008 includes the duty on employers to auto enrol “Eligible Employees” into a Qualifying Workplace Pension Scheme (QWPS). The duty is expected to begin from 2012, but may be staged ac...

Personal Accounts - Ban on Inducements
June 2009
The Department for Work and Pensions (DWP) has proposed amendments to the current Pensions Bill to stop employers trying to force or encourage employees to opt-out of the new Personal Accounts arrange...