-
Blog
The pro and cons of an Income Tax and NI merger
Commenting on today’s news that income tax and NI could be merged by a future Conservative government, Malcolm McLean, considers the arguments for and against a pot…
-
Blog
Government's response to consultation on reshaping workplace pensions.
It’s good to see the speed of progress being made with the Private Pensions Act, which is being presented to Parliament for the first time today. This new legislat…
-
Blog
New state pension will not provide you with a comfortable retirement on its own
Speaking at our Pensions Outlook Seminar today, Malcolm McLean said it was important for both advisers and individuals not to over-estimate the value of the new sta…
-
Blog
Quenching your thirst for guidance on unit linked funds
Millions of UK consumers have invested over £900bn in united linked funds and this number is on the rise. Our latest blog looks at the ABI good practice guidelines.
-
Blog
FTSE100 survey reveals first increase in pensions discount rate since 2008
Our annual survey of pension disclosures made by FTSE100 companies has revealed that the average IAS19 discount rate for pension obligations has increased by 0.1 pe…
-
Blog
1,000 more pages to add to your summer reading
On 2 June 2014, EIOPA invited comments on the public consultation of Set 1 (of 2) of the Solvency II Guidelines. Our lastest blog looks at the consutlation papers …
-
Blog
PRA draft supervisory statements: valuation risk and subordinated guarantees
The PRA’s two most recent consultation papers, published on 30th May, seek views on two draft supervisory statements for life, general and mutual insurers. The key …
-
Blog
Are more and more people beginning to take retirement saving seriously?
The number of people saving adequately for retirement at 53% is the highest it has been since 2009 and the biggest ever year-on-year rise, up from 45% in 2013.
-
Blog
Tranche 9 Annual Funding Statement
Our lastest blog looks at TPR's annual funding statement published today giving its view on the market conditions that 'tranche 9' schemes will have to consider whe…
-
Blog
TPR's revised funding code of practice
The Pensions Regulator (TPR) has today published its revised code of practice on pension scheme funding. It’s good to see that TPR has made some real improvements …